Legal inclusions

  • Legal inclusions

General terms and conditions

Contents of the website

The Caisse Française de Financement Local website contains publications designed to be of an exclusively informative nature. The information featured on the website is made available by Caisse Française de Financement Local for the sole purpose of informing you all about the business and activities of Caisse Française de Financement Local. This information should not be viewed as an invitation or offer by Caisse Française de Financement Local to invest in products, services or other financial instruments. Caisse Française de Financement Local provides no guarantee of any kind, explicit or implicit, about the accuracy or completeness of the information featured on websites to which there are hyperlinks in place or to which reference or redirections is/are made at the Caisse Française de Financement Local website. Caisse Française de Financement Local can in no way be held liable for the content of this site or for any use that may be made of it. Nor can it be liable for the content of websites to which a hyperlink exists.

Intellectual property rights

The content of the website, in particular the information, programs, brands and logos it contains are protected by intellectual property rights belonging to Caisse Française de Financement Local, its appointees or suppliers. Visitors to these websites must respect these intellectual property rights at all times and will refrain from infringing them in any way. 

Caisse Française de Financement Local

Société anonyme à directoire et conseil de surveillance

A French credit institution with an Executive Board and a Supervisory Board

Capital of EUR 1,350,000,000

R.C.S. NANTERRE 421 318 064

VAT number :   FR 69 421 318 064

Protection of personal data collected by CAFFIL concerning persons outside CAFFIL

Personal data protection policy

  • CAFFIL pays particular attention to personal data protection collected in the course of its activities
  • CAFFIL is committed, in accordance with the General Data Protection Regulations (GDPR) and the legislation in force, to ensuring the protection, confidentiality and security of the personal data collected and processed in the course of its activities as well as the respect of privacy.
  • In accordance with these regulations, the present privacy policy is an integral part of the general conditions of use of the CAFFIL website.

Privacy Policy

This privacy policy available on our site must be read in conjunction with all other legal notices and conditions transmitted or made available by the SFIL group. It may therefore be modified, supplemented or updated in order to comply with any legislative, regulatory, jurisprudential or technical developments. You must refer to the latest version of the Policy before any navigation.

  • The present privacy policy of the SFIL group aims to inform external parties of the SFIL group with whom we interact, including visitors to our CAFFIL website, our prospects, our borrowers, our candidates for recruitment.

Collection and processing

SFIL employees working on investor relations subjects collect contact data via the website to be able to send financial communications to the persons concerned or invite them to financial communication events. This data is subject to no fully automated decision-making or profiling. It may be transferred to SFIL’s partners for the purpose of sending invitations and organizing events.

Contact data on potential suppliers and service providers is collected in connection with the processing of calls for tender launched by SFIL. It is subject to no fully automated decision-making or profiling nor to any subsequent processing, except if a contract is entered into.

Supplier and borrower contact data is collected in the context of contractual relationships with CAFFIL to ensure the smooth execution of contracts. It is subject to no fully automated decision-making, profiling or subsequent processing.


The Financial Communications divisions of SFIL and CAFFIL have access to collected investor contact data, as does SFIL’s investor relations team.

The potential supplier and service provider contact data is intended for the Purchasing department and the operating staff concerned.

The supplier contact data is intended for the Purchasing and Accounting departments.

The borrower contact data is intended for operational personnel concerned by the execution of the loan contracts.

Communication to third parties

Personal data collected by CAFFIL concerning persons outside CAFFIL is communicated to third parties in the following cases:

  • Hosting of SFIL servers and sites at subcontractors
  • Maintenance of systems and software by external suppliers
  • Cooperation with external service providers
  • Performance of legal or regulatory obligations

In the event that CAFFIL transfers outside the European Union personal data it has collected concerning persons outside the Company, it will first obtain said persons’ consent.

Holding period

Contact data on investors and potential suppliers is updated annually and deleted if it is no longer relevant.

As a general rule, personal data collected by CAFFIL in the context of contractual relationships is retained for five years after the end of the relationship.

This period may be extended for processing that is subject to a legal or regulatory obligation, in accordance with the laws in force.

This period may be shortened if it is inappropriate in light of the processing’s purpose.

Rights of data subjects

Subject to the regulations in force and contractual obligations, you can exercise your right of access, rectification, opposition, restriction or deletion at any time by sending an email to

If your request relates to a withdrawal of consent to the processing of your personal data, please be aware that this is not retroactive and only affects actions carried out after your request.

If you are unsatisfied with the response given to your request to exercise your rights, you can contact the French Data Protection Authority (Commission nationale de l’informatique et des libertés –

Contact details of data controller

CAFFIL is a French joint-stock corporation with an Executive Board and a Supervisory Board, authorized as a bank by the French Prudential Supervisory and Resolution Authority (Autorité de contrôle prudentiel et de résolution – ACPR).

Capital of EUR 1,350,000,000

R.C.S. NANTERRE 421 318 064

Registered office: 1-3, rue du Passeur de Boulogne, 92130 Issy-les-Moulineaux

Legal representative: Gilles Gallerne, Chairman of the Executive Board

External hyperlinks
CAFFIL will incur no liability in respect of links it sets up between the site and external sites, particularly with regard to these sites’ content but also to the associated technical risks. By agreeing to use a hyperlink to access a third-party site, you accept the associated risks and any direct or indirect harm or loss.
CAFFIL is not responsible for any hypertext links leading to its site and prohibits the setting up of such links without its prior written consent.

Users of this website are informed that when accessing the website’s services at, information may be temporarily stored in their computer’s cache or on its hard drive. Said users acknowledge that they have been informed of and accept this practice.