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Key figures

    Balance sheet as of 12/31/2023

  • Cover pool 61.2EUR billion See more
  • Bonds and loans to public sector (by country) 57.4EUR billion See more
  • Bonds and loans to public sector (per type of borrowers) 57.4EUR billion See more
  • Assets eligible for the central bank refinancing 65%
  • Covered bonds 53.2EUR billion See more
  • Regulatory over-collateralization 114%

    • Balance sheet as of 12/31/2024

  • Cover pool 64.7EUR billion See more
  • Bonds and loans to public sector (by country) 60.3EUR billion See more
  • Bonds and loans to public sector (per type of borrowers) 60.3EUR billion See more
  • Assets eligible for the central bank refinancing 65%
  • Covered bonds 53.5EUR billion See more
  • Regulatory over-collateralization 119.4%

    • Activity of the year as of 6/30/2024

  • Acquisition of loans to French public sector from our partners 5.5EUR billion See more
  • Export Refinancings signed by CAFFIL 2.4EUR billion See more
  • Issued covered bonds 5.3EUR billion See more

    • Cover pool quality as of 12/31/2024

  • Doubtful and litigious loans under French GAAP (% of cover pool) 0.2%
  • Cover pool average risk weighting 3.5%
  • Common Equity Tier 1 Ratio (Bâle III)* 40.3% See more

  • Breakdown of assets (EUR billion; %)

    57.4 (94%) Bonds and loans to public sector
    1.1 (2%) Cash deposit in central bank
    2.8 (4%) Exposures to credit institutions

  • Breakdown of bonds and loans to public sector by country (EUR billion ; %)

    53.1 (92%) France
    3.3 (6%) Italy
    1.0 (2%) Other countries

  • Breakdown of loans and bonds to public sector per type of borrowers (EUR billion; %)

    40.7 (71%) Local governments
    6.0 (10%) Public hospitals
    2.9 (5%) Sovereigns and other public exposure
    7.8 (14%) French Republic (Guaranteed export refinancings)

  • Breakdown of covered bonds per currency

    52.7 (99%) Euro
    0.5 (1%) Other currencies

  • Breakdown of assets (EUR billion; %)

    60.3 EUR billion (93%) Bonds and loans to public sector
    1.3 EUR billion (2%) Cash deposit in central bank
    3.1 EUR billion (5%) Exposure on credit institutions

  • Breakdown of bonds and loans to public sector by country (EUR billion ; %)

    56.3 (93%) France
    3.0 (5%) Italy
    1.1 (2%) Other countries

  • Breakdown of loans and bonds to public sector per type of borrowers (EUR billion; %)

    41.6 EUR billion (69%) Local governments
    6.0 EUR billion (10%) Public hospitals
    3.3 EUR billion (5%) Sovereigns and other public exposure
    9.4 EUR billion (16%) French Republic (Guaranteed export refinancings)

  • Breakdown of covered bonds per currency

    53.0 (99%) Eur
    0.5 (1%) Other currencies

  • Since the launch of our partnerships, CAFFIL has acquired a total volume of loans amounting to EUR 42.6 billion.


  • Since the launch of this role in mid-2015, CAFFIL has granted refinancing loans to SFIL for a total volume of EUR 18.5 billion.


  • Issued covered bonds (by type of issuance)

    4.7 (89%) Public issues
    0.6 (11%) Private placement

    Issued covered bonds (by maturity)

    19% 0-5 years
    45% 6-9 years
    25% 10-14 years
    11% 15 years and more

    public benchmark issues (per country)

    19% France
    38% Germany and Austria
    13% Benelux
    8% United Kingdom
    5% Switzerland
    2% Asia
    2% Africa/Middle-East
    13% Southern Europe

    public benchmark issues (by type of investors)

    17% Central banks
    23% Asset Management
    6% Insurance
    54% Banks

  • *Data for information. CAFFIL is not subject to this ratio.


Ratings



  • Moody's
    Aaa
  • DBRS
    AAA


Rating